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Financial Planning Services
Review the 3 planning options below and click the free trial button to get started.
Don’t worry about committing to a specific choice; we can confirm this during or after your trial period!
Self Directed Planning
Plan for your financial future independently!This approach offers a cost-effective solution for those who are comfortable managing their own finances and have the time and willingness to do so.
You will have the tools and resources to create a comprehensive financial plan, including budgeting, saving, investing, and retirement planning.
This is an ideal planning option for someone looking to analyze a specific situation such as saving for a home, a debt payoff strategy, or tracking income versus expenses.
$
125
per month for 3 months
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3 months of unlimited access
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60 minute planning session
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Email support
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All Planning Features listed below
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Optional, after 3 months: Continued access to your plan and data for $15/month
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Comprehensive Planning
Plan your financial future together with a dedicated advisor.Receive personalized guidance and expertise to create a comprehensive financial plan tailored to your unique goals, priorities, and circumstances.
This type of service involves in-depth consultations with me to analyze your financial situation, investment portfolio, risk tolerance, and other relevant factors.
You will receive a written financial plan that outlines specific recommendations for achieving your financial objectives.
$
625
per month for 3 months
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3 months of unlimited access
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30 minute Discovery Meeting
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30 minute Foundation Meeting
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60 minute Plan Presentation Meeting
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Email, video, and phone support
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All Planning Features listed below
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Bonus: Tax Return Audit ($375 value)
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Optional, after 3 months: Continued access to your plan and data, Semi-annual check-ins, plus Annual plan updates for $85/month
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Popular
Premier Planning
Receive all the benefits of Comprehensive Planning, with enhanced benefits (see Bonuses below).
$
825
per month for 3 months
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3 months of unlimited access
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30 minute Discovery Meeting
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30 minute Foundation Meeting
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60 minute Plan Presentation Meeting
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Unlimited email, video, phone support
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All Planning Features listed below
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Bonus: Tax Return Audit ($375 value)
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Bonus: Portfolio Audit ($500 value)
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Bonus: Cash Flow Audit ($500 value)
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Optional, after 3 months: Continued access to your plan and data, Quarterly check-ins, plus Annual plan updates for $125/month
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Planning Features
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Retirement Projections
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Run Multiple Scenarios
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Plan success score
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Progress Tracking
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Cashflow Planning
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Family planning
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Debt payoff planning
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Net worth calculator
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Government Benefits estimator
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Benefits clawback tracking
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CPP and OAS estimates
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Emergency Fund Calculator
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Education expense planning
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Property sale projections
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Financial document storage
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Customized plan sharing
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Help guides and Suggestions
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And more!
Additional Services
The following Audit options are available to anyone, whether you are a client or not!
Some Planning options (see above) include these services at a significant discount.
Tax Return Audit
Discover tax-saving opportunities by identifying deductions, credits, and other tax-efficient strategies to reduce your overall tax liability and increase your refund.Use planning opportunities for the upcoming tax year to minimize taxes owing and optimize your financial situation.
Identify any potential red flags or discrepancies in the return, so you can make corrections and avoid potential CRA audits or penalties.
$
375
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For Non-Planning Clients
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For Self-Directed Planning clients
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For T1 (personal) income tax returns only
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PDF report with details
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30 minute Review Meeting
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Included with Comprehensive and Premier planning options
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Portfolio Audit
Receive an objective, unbiased analysis of your investments and reduce the risk of losing money.Understand your current holdings and identify potential conflicts of interest or hidden fees that can negatively impact your performance.
Find gaps and opportunities in your diversification, asset allocation, and risk management.
Feel confident again that your investments are aligned with your financial goals and priorities.
$
500
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For Non-Planning Clients
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For Self-Directed Planning Clients
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For Comprehensive Planning Clients
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Covers investments and pensions
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PDF report with details
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30 minute Review Meeting
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Included with Premier plan
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Cash Flow Audit
Be able to visualize and uncover exactly where your hard-earned money is going.Starting with all your income sources, understand the impact of automatic deductions, deductible expenses, and taxes.
Map out and categorize your expenses. This will help to find opportunities to save. Turn bad debt into good debt, lower interest expenses while earning more interest. Get tips for cutting down on your regular bills.
$
500
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For Non-Planning Clients
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For Self-Directed Planning Clients
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For Comprehensive Planning Clients
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PDF report with details
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30 minute Review Meeting
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Included with Premier plan
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Advice Session
An opportunity to receive personalized guidance and advice from your planner.Gain valuable insights and guidance to make informed financial decisions and achieve your financial objectives.
This session is meant to provide peace of mind and reduce financial stress by answering questions and addressing financial concerns you may have.
$
125
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60 minute call with your planner
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Restricted to Self-Directed Planning and Comprehensive Clients ONLY
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Applicable AFTER your first 3 months of using the platform
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Included with Premier Planning unlimited support
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All fees are subject to the applicable sales tax based on your location.
All services start with an initial payment before work begins. Planning services are paid equally over 3 months and Additional services are paid upfront.
Support is subject to business hours. Financial planners will not provide specific recommendations over email. Clients who need to make important financial decisions are encouraged to choose from the Comprehensive Planning or Premier Planning options and work one-on-one with a financial planner.
For those using Self-Directed Planning: the Advice Session is meant for simpler situations. Depending on the scope and complexity of your situation, an upgrade to the Comprehensive or Premier engagement may be necessary.